Emergency Loan:

i. Qualified availees- members who are gainfully employed and GSIS/SSS

pensioners (with payroll ATM account/card);

ii. .Processing time should not be more than 24 hours from the time of submission of the EL application form;

iii. Php50.00 Service Fee deductible from loan proceeds;

iv. Maximum loanable amount of Php5,000.00 based on capacity to pay of the member-debtor;

v. Interest rate of 2.5% per month;

vi. Payable in 4 to 10 semi-monthly installments;

vii. Disbursement voucher is exempted from pre-audit;

viii- No co-maker requirement;

ix. Requirements: 1) filled loan application form, and 2) copy of latest pay slip showing that the applicant has the capacity to repay the regular installment amount;

x. Renewable upon fuIl-payment of existing EL;

xi. To expedite loan processing, the General Manager is authorized to approve applications under this type of loan.

Consumer Loan:

i. Qualified availees- members who are gainfully employed and GSIS/SSS

pensioners (with payroll ATM account/card);

ii. Processing time should not be more than 24 hours from the time of submission of the Consumer Loan application form;

iii. Php50.00 Service Fee deductible from loan proceeds;

iv. Maximum loanable amount of Php5,000.00'based on capacity to pay of the member-debtor;

v. Interest rate of 2.5% per month;

vi. Payable in 4 to 10 semi-monthly installments;

vii. Disbursement voucher is exempted from pre-audit;

viii. No co-maker;

ix. Requirements: 1) filled loan application form, and 2) copy of latest pay slip

showing that the applicant has the capacity to repay the regular installment amount;

x. Renewable upon fuIl-payment of existing loan;

xL To expedite loan processing the General Manager is authorized to approve applications under this type of loan.